Credit Union of Colorado, a Federal Credit Union · Kansas · 2025

Credit Union of Colorado, a Federal Credit Union in Kansas: approval rate, denial rate and rates (2025)

Credit Union of Colorado, a Federal Credit Union took 15 mortgage applications in Kansas in 2025, ranking #323 of 766 lenders active in the state. It originated 73.3% of them and denied 6.7% (7.7% of the applications it decided), against a statewide denial rate of 15.0%.

15Applicationsin KS
7.7%Decision denial ratestate 18.3%
7.50%Median ratestate 6.63%
$105,000Median loanstate $165,000
$1.9MVolume8 counties

Credit Union of Colorado, a Federal Credit Union in Kansas vs the state

6.7%Denial rate-8.36 pts vs state
7.7%Decision denial rate-10.59 pts vs state
73.3%Origination rate+9.51 pts vs state
7.50%Median rate+0.88 pts vs state
1.13Rate spread (pts)+0.83 pts vs state
$92kMedian applicant income
11Loans originated
1Denied

Trend in Kansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
202414821.4%8.00%#312
202515116.7%7.50%#323

What Credit Union of Colorado, a Federal Credit Union lends in Kansas

By loan purpose

Cash-out refinance 12 80% · 8.3% denied
Other / HELOC 3 20% · 0.0% denied

By loan type

Conventional 15 100% · 6.7% denied

Why it denied Kansas applicants

Debt-to-income ratio 1 100%

Where in Kansas

Counties with the most Credit Union of Colorado, a Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Sedgwick County 540 0.0%
Johnson County 440 0.0%
Osage County 110 0.0%
Dickinson County 101 100.0%
Shawnee County 110 0.0%
Ellis County 100 0.0%
Butler County 100 0.0%
Lincoln County 110 0.0%

Other large lenders in Kansas

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 5,30318.0%6.63%
Communityamerica Credit UnionB 3,57512.4%6.38%
United Shore Financial ServicesB 2,54511.4%6.38%
Mortgage Research CenterC 2,38915.1%6.25%
Fairway Independent MortgageB 2,3602.0%6.63%
Pennymac Loan ServicesC 2,10310.8%6.49%
Credit Union of AmericaC 1,94022.9%7.75%
Capitol Federal Savings BankB 1,87312.6%6.75%
Guild MortgageA 1,5493.6%6.63%
U.S. BankD 1,53431.4%7.28%

Frequently asked questions

Kansas: 15 applications in 2025, of which 11 were originated and 1 denied.

6.7% of all applications, or 7.7% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.

The median rate on loans Credit Union of Colorado, a Federal Credit Union originated in Kansas in 2025 was 7.50%, against a statewide median of 6.63%.

About this data. Figures are Credit Union of Colorado, a Federal Credit Union's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology