Consumers Cooperative Credit Union in Illinois vs the state
8.4%Denial rate-8.72 pts vs state
9.2%Decision denial rate-12.46 pts vs state
79.2%Origination rate+20.47 pts vs state
6.74%Median rate-0.01 pts vs state
-0.02Rate spread (pts)-0.40 pts vs state
$116kMedian applicant income
2,000Loans originated
212Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,395 | 859 | 18.2% | 8.00% | #56 |
| 2024 | 1,489 | 1,049 | 15.7% | 6.70% | #53 |
| 2025 | 2,525 | 2,000 | 8.4% | 6.74% | #37 |
What Consumers Cooperative Credit Union lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Consumers Cooperative Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lake County | 746 | 568 | 77 | 10.3% |
| Cook County | 622 | 521 | 43 | 6.9% |
| Kane County | 472 | 371 | 40 | 8.5% |
| McHenry County | 239 | 198 | 14 | 5.9% |
| DuPage County | 206 | 170 | 12 | 5.8% |
| Will County | 56 | 43 | 6 | 10.7% |
| Winnebago County | 52 | 29 | 10 | 19.2% |
| Kendall County | 28 | 26 | 0 | 0.0% |
| DeKalb County | 27 | 18 | 2 | 7.4% |
| Boone County | 21 | 14 | 2 | 9.5% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 2,525 applications in 2025, of which 2,000 were originated and 212 denied.
8.4% of all applications, or 9.2% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Consumers Cooperative Credit Union originated in Illinois in 2025 was 6.74%, against a statewide median of 6.75%.
About this data. Figures are Consumers Cooperative Credit Union's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology