Consumer Real Estate Finance in Mississippi vs the state
41.7%Denial rate+18.75 pts vs state
46.9%Decision denial rate+18.43 pts vs state
47.2%Origination rate-5.65 pts vs state
7.00%Median rate+0.25 pts vs state
1.22Rate spread (pts)+0.89 pts vs state
$52kMedian applicant income
34Loans originated
30Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 69 | 22 | 36.2% | 6.63% | #138 |
| 2024 | 64 | 24 | 31.3% | 7.25% | #144 |
| 2025 | 72 | 34 | 41.7% | 7.00% | #148 |
What Consumer Real Estate Finance lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Consumer Real Estate Finance applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lee County | 6 | 3 | 3 | 50.0% |
| Pike County | 4 | 0 | 4 | 100.0% |
| Harrison County | 4 | 1 | 2 | 50.0% |
| Smith County | 4 | 0 | 3 | 75.0% |
| Jackson County | 3 | 3 | 0 | 0.0% |
| Neshoba County | 3 | 2 | 1 | 33.3% |
| Prentiss County | 3 | 1 | 1 | 33.3% |
| Lawrence County | 2 | 0 | 1 | 50.0% |
| Lowndes County | 2 | 0 | 0 | 0.0% |
| Newton County | 2 | 1 | 1 | 50.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 72 applications in 2025, of which 34 were originated and 30 denied.
41.7% of all applications, or 46.9% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Consumer Real Estate Finance originated in Mississippi in 2025 was 7.00%, against a statewide median of 6.75%.
About this data. Figures are Consumer Real Estate Finance's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology