Community Trust Bank in Tennessee vs the state
8.6%Denial rate-8.59 pts vs state
9.3%Decision denial rate-12.42 pts vs state
83.8%Origination rate+25.68 pts vs state
6.25%Median rate-0.37 pts vs state
0.15Rate spread (pts)-0.08 pts vs state
$105kMedian applicant income
196Loans originated
20Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 229 | 166 | 14.9% | 7.00% | #171 |
| 2024 | 206 | 165 | 12.6% | 7.50% | #198 |
| 2025 | 234 | 196 | 8.6% | 6.25% | #196 |
What Community Trust Bank lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Community Trust Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Campbell County | 90 | 79 | 7 | 7.8% |
| Anderson County | 29 | 25 | 2 | 6.9% |
| Claiborne County | 29 | 20 | 6 | 20.7% |
| Knox County | 20 | 17 | 1 | 5.0% |
| Sevier County | 12 | 8 | 3 | 25.0% |
| Grainger County | 12 | 11 | 1 | 8.3% |
| Jefferson County | 9 | 9 | 0 | 0.0% |
| Hamblen County | 5 | 4 | 0 | 0.0% |
| Blount County | 5 | 5 | 0 | 0.0% |
| Union County | 3 | 3 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 234 applications in 2025, of which 196 were originated and 20 denied.
8.6% of all applications, or 9.3% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Community Trust Bank originated in Tennessee in 2025 was 6.25%, against a statewide median of 6.62%.
About this data. Figures are Community Trust Bank's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology