Community Bank of Mississippi in Louisiana vs the state
7.1%Denial rate-15.03 pts vs state
8.3%Decision denial rate-19.82 pts vs state
64.3%Origination rate+12.32 pts vs state
6.63%Median rate0.00 pts vs state
0.06Rate spread (pts)-0.30 pts vs state
$100kMedian applicant income
9Loans originated
1Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 12 | 11 | 0.0% | 7.00% | #372 |
| 2024 | 8 | 5 | 12.5% | 7.75% | #390 |
| 2025 | 14 | 9 | 7.1% | 6.63% | #349 |
What Community Bank of Mississippi lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Community Bank of Mississippi applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Caddo Parish | 4 | 2 | 0 | 0.0% |
| Tensas Parish | 2 | 2 | 0 | 0.0% |
| Orleans Parish | 2 | 2 | 0 | 0.0% |
| West Carroll Parish | 1 | 0 | 0 | 0.0% |
| Lincoln Parish | 1 | 0 | 1 | 100.0% |
| Tangipahoa Parish | 1 | 1 | 0 | 0.0% |
| East Baton Rouge Parish | 1 | 0 | 0 | 0.0% |
| Lafayette Parish | 1 | 1 | 0 | 0.0% |
| Bossier Parish | 1 | 1 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 14 applications in 2025, of which 9 were originated and 1 denied.
7.1% of all applications, or 8.3% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Community Bank of Mississippi originated in Louisiana in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Community Bank of Mississippi's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology