Community Bank · Kansas · 2025

Community Bank in Kansas: approval rate, denial rate and rates (2025)

Community Bank took 123 mortgage applications in Kansas in 2025, ranking #144 of 766 lenders active in the state. It originated 92.7% of them and denied 2.4% (2.5% of the applications it decided), against a statewide denial rate of 15.0%.

123Applicationsin KS
2.5%Decision denial ratestate 18.3%
Median ratestate 6.63%
$165,000Median loanstate $165,000
$26MVolume6 counties

Community Bank in Kansas vs the state

2.4%Denial rate-12.59 pts vs state
2.5%Decision denial rate-15.80 pts vs state
92.7%Origination rate+28.86 pts vs state
Median rate
Rate spread (pts)
$117kMedian applicant income
114Loans originated
3Denied

Trend in Kansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231251121.6%#119
20241311137.6%#129
20251231142.4%#144

What Community Bank lends in Kansas

By loan purpose

Home purchase 61 50% · 3.3% denied
Refinance 43 35% · 0.0% denied
Cash-out refinance 11 9% · 0.0% denied
Home improvement 4 3% · 25.0% denied
Other / HELOC 4 3% · 0.0% denied

By loan type

Conventional 123 100% · 2.4% denied

Where in Kansas

Counties with the most Community Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Shawnee County 1161092 1.7%
Jackson County 201 50.0%
Johnson County 220 0.0%
Riley County 110 0.0%
Finney County 110 0.0%
Wabaunsee County 110 0.0%

Other large lenders in Kansas

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 5,30318.0%6.63%
Communityamerica Credit UnionB 3,57512.4%6.38%
United Shore Financial ServicesB 2,54511.4%6.38%
Mortgage Research CenterC 2,38915.1%6.25%
Fairway Independent MortgageB 2,3602.0%6.63%
Pennymac Loan ServicesC 2,10310.8%6.49%
Credit Union of AmericaC 1,94022.9%7.75%
Capitol Federal Savings BankB 1,87312.6%6.75%
Guild MortgageA 1,5493.6%6.63%
U.S. BankD 1,53431.4%7.28%

Frequently asked questions

Kansas: 123 applications in 2025, of which 114 were originated and 3 denied.

2.4% of all applications, or 2.5% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Community Bank's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology