Communication Federal Credit Union in Kansas vs the state
20.7%Denial rate+5.66 pts vs state
25.0%Decision denial rate+6.72 pts vs state
34.5%Origination rate-29.34 pts vs state
6.75%Median rate+0.13 pts vs state
1.56Rate spread (pts)+1.26 pts vs state
$98kMedian applicant income
10Loans originated
6Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 60 | 36 | 13.3% | 7.50% | #191 |
| 2024 | 22 | 19 | 4.6% | 7.50% | #274 |
| 2025 | 29 | 10 | 20.7% | 6.75% | #276 |
What Communication Federal Credit Union lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Communication Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Shawnee County | 7 | 5 | 1 | 14.3% |
| Johnson County | 6 | 2 | 0 | 0.0% |
| Geary County | 4 | 0 | 3 | 75.0% |
| Jefferson County | 4 | 1 | 1 | 25.0% |
| Saline County | 2 | 0 | 1 | 50.0% |
| Montgomery County | 1 | 0 | 0 | 0.0% |
| Butler County | 1 | 0 | 0 | 0.0% |
| Miami County | 1 | 0 | 0 | 0.0% |
| Riley County | 1 | 1 | 0 | 0.0% |
| Nemaha County | 1 | 0 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 29 applications in 2025, of which 10 were originated and 6 denied.
20.7% of all applications, or 25.0% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Communication Federal Credit Union originated in Kansas in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Communication Federal Credit Union's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology