Colorado Federal Savings Bank in Mississippi vs the state
3.7%Denial rate-19.22 pts vs state
5.0%Decision denial rate-23.45 pts vs state
66.7%Origination rate+13.80 pts vs state
6.38%Median rate-0.38 pts vs state
-0.06Rate spread (pts)-0.39 pts vs state
$115kMedian applicant income
18Loans originated
1Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 11 | 7 | 9.1% | 6.50% | #281 |
| 2025 | 27 | 18 | 3.7% | 6.38% | #219 |
What Colorado Federal Savings Bank lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Colorado Federal Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| DeSoto County | 11 | 8 | 0 | 0.0% |
| Lee County | 5 | 3 | 0 | 0.0% |
| Alcorn County | 4 | 1 | 1 | 25.0% |
| Tate County | 2 | 2 | 0 | 0.0% |
| Marshall County | 1 | 1 | 0 | 0.0% |
| Itawamba County | 1 | 1 | 0 | 0.0% |
| Monroe County | 1 | 1 | 0 | 0.0% |
| Pontotoc County | 1 | 0 | 0 | 0.0% |
| Pearl River County | 1 | 1 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 27 applications in 2025, of which 18 were originated and 1 denied.
3.7% of all applications, or 5.0% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Colorado Federal Savings Bank originated in Mississippi in 2025 was 6.38%, against a statewide median of 6.75%.
About this data. Figures are Colorado Federal Savings Bank's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology