Coastal Community Bank in Idaho vs the state
1.7%Denial rate-12.71 pts vs state
2.6%Decision denial rate-14.94 pts vs state
24.1%Origination rate-38.89 pts vs state
10.49%Median rate+3.87 pts vs state
3.30Rate spread (pts)+3.15 pts vs state
$120kMedian applicant income
111Loans originated
8Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 66 | 30 | 1.5% | 13.49% | #125 |
| 2025 | 460 | 111 | 1.7% | 10.49% | #51 |
What Coastal Community Bank lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Coastal Community Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ada County | 118 | 24 | 3 | 2.5% |
| Canyon County | 72 | 18 | 2 | 2.8% |
| Kootenai County | 61 | 15 | 0 | 0.0% |
| Bonneville County | 33 | 10 | 2 | 6.1% |
| Twin Falls County | 23 | 7 | 0 | 0.0% |
| Bingham County | 19 | 2 | 0 | 0.0% |
| Bannock County | 16 | 2 | 0 | 0.0% |
| Payette County | 11 | 3 | 0 | 0.0% |
| Bonner County | 10 | 2 | 1 | 10.0% |
| Latah County | 9 | 4 | 0 | 0.0% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 460 applications in 2025, of which 111 were originated and 8 denied.
1.7% of all applications, or 2.6% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Coastal Community Bank originated in Idaho in 2025 was 10.49%, against a statewide median of 6.63%.
About this data. Figures are Coastal Community Bank's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology