Coast One Mortgage in Ohio vs the state
4.9%Denial rate-12.79 pts vs state
6.6%Decision denial rate-15.29 pts vs state
67.8%Origination rate+7.93 pts vs state
6.75%Median rate-0.13 pts vs state
0.51Rate spread (pts)+0.12 pts vs state
$95kMedian applicant income
97Loans originated
7Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 116 | 87 | 0.9% | 7.00% | #283 |
| 2024 | 106 | 83 | 1.9% | 6.88% | #301 |
| 2025 | 143 | 97 | 4.9% | 6.75% | #280 |
What Coast One Mortgage lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Coast One Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cuyahoga County | 51 | 33 | 2 | 3.9% |
| Lake County | 16 | 8 | 1 | 6.3% |
| Medina County | 15 | 13 | 0 | 0.0% |
| Summit County | 13 | 9 | 2 | 15.4% |
| Lorain County | 12 | 10 | 0 | 0.0% |
| Stark County | 9 | 8 | 0 | 0.0% |
| Portage County | 8 | 7 | 0 | 0.0% |
| Geauga County | 5 | 3 | 0 | 0.0% |
| Ashtabula County | 3 | 2 | 0 | 0.0% |
| Greene County | 3 | 0 | 1 | 33.3% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 143 applications in 2025, of which 97 were originated and 7 denied.
4.9% of all applications, or 6.6% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Coast One Mortgage originated in Ohio in 2025 was 6.75%, against a statewide median of 6.88%.
About this data. Figures are Coast One Mortgage's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology