City First Mortgage Services in Alaska vs the state
3.5%Denial rate-10.56 pts vs state
4.4%Decision denial rate-13.63 pts vs state
75.9%Origination rate+15.18 pts vs state
6.75%Median rate+0.31 pts vs state
0.37Rate spread (pts)+0.23 pts vs state
$125kMedian applicant income
22Loans originated
1Denied
Trend in Alaska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 19 | 12 | 0.0% | 6.13% | #78 |
| 2025 | 29 | 22 | 3.5% | 6.75% | #72 |
What City First Mortgage Services lends in Alaska
By loan purpose
By loan type
Why it denied Alaska applicants
Where in Alaska
Counties with the most City First Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Anchorage Municipality | 17 | 12 | 1 | 5.9% |
| Matanuska-Susitna Borough | 9 | 7 | 0 | 0.0% |
| Kenai Peninsula Borough | 2 | 2 | 0 | 0.0% |
| Denali Borough | 1 | 1 | 0 | 0.0% |
Other large lenders in Alaska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Global Federal Credit Union | C | 2,601 | 16.0% | 6.63% |
| Residential Mortgage | B | 1,907 | 4.4% | 6.25% |
| Newrez | D | 1,344 | 4.3% | 6.38% |
| Rocket Mortgage | C | 1,051 | 17.8% | 6.75% |
| Mortgage Research Center | C | 844 | 14.5% | 6.25% |
| United Shore Financial Services | B | 551 | 12.2% | 6.12% |
| The Loan Store | B | 519 | 8.5% | 6.50% |
| NuVision Federal Credit Union | C | 501 | 32.9% | 4.99% |
| CREDIT UNION 1 Credit Union | D | 462 | 11.7% | 7.75% |
| First National Bank Alaska | C | 402 | 9.0% | 6.63% |
Frequently asked questions
Alaska: 29 applications in 2025, of which 22 were originated and 1 denied.
3.5% of all applications, or 4.4% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.
The median rate on loans City First Mortgage Services originated in Alaska in 2025 was 6.75%, against a statewide median of 6.44%.
About this data. Figures are City First Mortgage Services's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology