Citizens Bank in Nevada vs the state
25.6%Denial rate+8.13 pts vs state
34.4%Decision denial rate+12.16 pts vs state
46.5%Origination rate-11.20 pts vs state
6.08%Median rate-0.55 pts vs state
-0.04Rate spread (pts)-0.33 pts vs state
$210kMedian applicant income
20Loans originated
11Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 100 | 68 | 26.0% | 6.63% | #129 |
| 2024 | 23 | 10 | 34.8% | 6.38% | #263 |
| 2025 | 43 | 20 | 25.6% | 6.08% | #219 |
What Citizens Bank lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Citizens Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 30 | 11 | 10 | 33.3% |
| Washoe County | 7 | 4 | 1 | 14.3% |
| Douglas County | 3 | 2 | 0 | 0.0% |
| Carson City | 2 | 2 | 0 | 0.0% |
| Elko County | 1 | 1 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 43 applications in 2025, of which 20 were originated and 11 denied.
25.6% of all applications, or 34.4% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Citizens Bank originated in Nevada in 2025 was 6.08%, against a statewide median of 6.63%.
About this data. Figures are Citizens Bank's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology