Citibank in Nebraska vs the state
31.0%Denial rate+18.50 pts vs state
64.3%Decision denial rate+49.15 pts vs state
17.2%Origination rate-50.04 pts vs state
6.25%Median rate-0.38 pts vs state
-0.28Rate spread (pts)-0.50 pts vs state
$94kMedian applicant income
5Loans originated
9Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 9 | 3 | 22.2% | 6.75% | #223 |
| 2024 | 14 | 5 | 28.6% | 6.63% | #197 |
| 2025 | 29 | 5 | 31.0% | 6.25% | #176 |
What Citibank lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Citibank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 12 | 3 | 5 | 41.7% |
| Sarpy County | 7 | 1 | 2 | 28.6% |
| Lancaster County | 2 | 0 | 1 | 50.0% |
| Saline County | 1 | 0 | 1 | 100.0% |
| Buffalo County | 1 | 1 | 0 | 0.0% |
| Gage County | 1 | 0 | 0 | 0.0% |
| Madison County | 1 | 0 | 0 | 0.0% |
| Lincoln County | 1 | 0 | 0 | 0.0% |
| Cedar County | 1 | 0 | 0 | 0.0% |
| Dawes County | 1 | 0 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 29 applications in 2025, of which 5 were originated and 9 denied.
31.0% of all applications, or 64.3% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Citibank originated in Nebraska in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Citibank's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology