Citibank in Mississippi vs the state
15.2%Denial rate-7.70 pts vs state
38.9%Decision denial rate+10.44 pts vs state
23.9%Origination rate-28.96 pts vs state
6.88%Median rate+0.13 pts vs state
0.35Rate spread (pts)+0.01 pts vs state
$72kMedian applicant income
11Loans originated
7Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 30 | 7 | 3.3% | 6.50% | #191 |
| 2024 | 33 | 5 | 21.2% | 7.13% | #189 |
| 2025 | 46 | 11 | 15.2% | 6.88% | #178 |
What Citibank lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Citibank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Harrison County | 6 | 2 | 0 | 0.0% |
| Jackson County | 4 | 2 | 0 | 0.0% |
| Rankin County | 4 | 2 | 0 | 0.0% |
| Madison County | 3 | 0 | 1 | 33.3% |
| DeSoto County | 3 | 1 | 1 | 33.3% |
| Leake County | 3 | 0 | 1 | 33.3% |
| Lauderdale County | 2 | 0 | 1 | 50.0% |
| Lafayette County | 2 | 2 | 0 | 0.0% |
| Panola County | 2 | 0 | 0 | 0.0% |
| Pearl River County | 2 | 0 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 46 applications in 2025, of which 11 were originated and 7 denied.
15.2% of all applications, or 38.9% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Citibank originated in Mississippi in 2025 was 6.88%, against a statewide median of 6.75%.
About this data. Figures are Citibank's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology