CHEVRON Federal Credit Union in Utah vs the state
13.5%Denial rate-2.45 pts vs state
17.2%Decision denial rate-1.94 pts vs state
64.9%Origination rate+1.62 pts vs state
7.50%Median rate+0.88 pts vs state
0.72Rate spread (pts)+0.48 pts vs state
$149kMedian applicant income
24Loans originated
5Denied
Trend in Utah
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 32 | 25 | 15.6% | 6.99% | #176 |
| 2024 | 35 | 25 | 14.3% | 8.00% | #183 |
| 2025 | 37 | 24 | 13.5% | 7.50% | #198 |
What CHEVRON Federal Credit Union lends in Utah
By loan purpose
By loan type
Why it denied Utah applicants
Where in Utah
Counties with the most CHEVRON Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Salt Lake County | 17 | 10 | 3 | 17.6% |
| Davis County | 7 | 5 | 2 | 28.6% |
| Utah County | 4 | 3 | 0 | 0.0% |
| Summit County | 3 | 2 | 0 | 0.0% |
| Weber County | 2 | 1 | 0 | 0.0% |
| Tooele County | 1 | 1 | 0 | 0.0% |
| Iron County | 1 | 1 | 0 | 0.0% |
| Wasatch County | 1 | 0 | 0 | 0.0% |
| Carbon County | 1 | 1 | 0 | 0.0% |
Other large lenders in Utah
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| AMERICA FIRST Federal Credit Union | C | 16,303 | 18.3% | 6.99% |
| Mountain America Federal Credit Union | D | 15,401 | 36.5% | 7.24% |
| United Shore Financial Services | B | 11,325 | 8.5% | 6.25% |
| Rocket Mortgage | C | 6,276 | 14.6% | 6.63% |
| Guild Mortgage | A | 5,427 | 1.5% | 6.50% |
| Intercap Lending | A | 4,881 | 0.7% | 6.50% |
| Goldenwest | B | 4,794 | 17.6% | 7.50% |
| First Colony Mortgage | A | 3,499 | 2.1% | 6.38% |
| Kind Lending | C | 3,227 | 20.3% | 6.50% |
| Zions Bancorporation | B | 3,013 | 22.9% | 6.49% |
Frequently asked questions
Utah: 37 applications in 2025, of which 24 were originated and 5 denied.
13.5% of all applications, or 17.2% of the applications it actually decided on. The Utah statewide average across all lenders was 16.0%.
The median rate on loans CHEVRON Federal Credit Union originated in Utah in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are CHEVRON Federal Credit Union's own HMDA filing for properties located in Utah, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology