Charter West Bank in Kansas vs the state
6.7%Denial rate-8.36 pts vs state
11.1%Decision denial rate-7.17 pts vs state
53.3%Origination rate-10.49 pts vs state
6.56%Median rate-0.06 pts vs state
0.28Rate spread (pts)-0.02 pts vs state
$90kMedian applicant income
8Loans originated
1Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 9 | 5 | 0.0% | 7.38% | #332 |
| 2024 | 7 | 4 | 0.0% | 6.75% | #379 |
| 2025 | 15 | 8 | 6.7% | 6.56% | #319 |
What Charter West Bank lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Charter West Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Decatur County | 9 | 4 | 0 | 0.0% |
| Barton County | 1 | 0 | 1 | 100.0% |
| Brown County | 1 | 0 | 0 | 0.0% |
| Reno County | 1 | 1 | 0 | 0.0% |
| Leavenworth County | 1 | 1 | 0 | 0.0% |
| Norton County | 1 | 1 | 0 | 0.0% |
| Johnson County | 1 | 1 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 15 applications in 2025, of which 8 were originated and 1 denied.
6.7% of all applications, or 11.1% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Charter West Bank originated in Kansas in 2025 was 6.56%, against a statewide median of 6.63%.
About this data. Figures are Charter West Bank's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology