Charles Schwab Bank in Maine vs the state
13.0%Denial rate-3.29 pts vs state
13.0%Decision denial rate-7.04 pts vs state
87.0%Origination rate+24.79 pts vs state
5.38%Median rate-1.50 pts vs state
-0.32Rate spread (pts)-0.64 pts vs state
$440kMedian applicant income
20Loans originated
3Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 11 | 10 | 0.0% | 5.90% | #191 |
| 2024 | 8 | 8 | 0.0% | 6.15% | #218 |
| 2025 | 23 | 20 | 13.0% | 5.38% | #167 |
What Charles Schwab Bank lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most Charles Schwab Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cumberland County | 8 | 7 | 1 | 12.5% |
| York County | 4 | 4 | 0 | 0.0% |
| Hancock County | 3 | 3 | 0 | 0.0% |
| Lincoln County | 2 | 2 | 0 | 0.0% |
| Oxford County | 2 | 1 | 1 | 50.0% |
| Kennebec County | 1 | 1 | 0 | 0.0% |
| Sagadahoc County | 1 | 0 | 1 | 100.0% |
| Waldo County | 1 | 1 | 0 | 0.0% |
| Penobscot County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 23 applications in 2025, of which 20 were originated and 3 denied.
13.0% of all applications, or 13.0% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans Charles Schwab Bank originated in Maine in 2025 was 5.38%, against a statewide median of 6.88%.
About this data. Figures are Charles Schwab Bank's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology