Champions Funding · Wyoming · 2025

Champions Funding in Wyoming: approval rate, denial rate and rates (2025)

Champions Funding took 8 mortgage applications in Wyoming in 2025, ranking #157 of 411 lenders active in the state. It originated 37.5% of them and denied 37.5% (50.0% of the applications it decided), against a statewide denial rate of 15.6%.

8Applicationsin WY
50.0%Decision denial ratestate 19.6%
7.13%Median ratestate 6.50%
$570,000Median loanstate $235,000
$1.9MVolume6 counties

Champions Funding in Wyoming vs the state

37.5%Denial rate+21.94 pts vs state
50.0%Decision denial rate+30.41 pts vs state
37.5%Origination rate-23.51 pts vs state
7.13%Median rate+0.63 pts vs state
Rate spread (pts)
Median applicant income
3Loans originated
3Denied

What Champions Funding lends in Wyoming

By loan purpose

Home purchase 5 63% · 20.0% denied
Cash-out refinance 3 38% · 66.7% denied

By loan type

Conventional 8 100% · 37.5% denied

Why it denied Wyoming applicants

Other 2 67%
Incomplete application 1 33%

Where in Wyoming

Counties with the most Champions Funding applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Laramie County 310 0.0%
Crook County 101 100.0%
Lincoln County 110 0.0%
Campbell County 110 0.0%
Sheridan County 101 100.0%
Teton County 101 100.0%

Other large lenders in Wyoming

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 1,56717.1%6.50%
United Shore Financial ServicesB 1,2818.7%6.12%
Fairway Independent MortgageB 1,1064.2%6.49%
Guild MortgageA 9614.5%6.38%
Glacier BankD 85615.9%6.95%
Mortgage Research CenterC 59916.9%6.25%
Uniwyo Federal Credit UnionC 54115.2%7.50%
Meridian Trust Federal Credit UnionB 52518.3%6.50%
Freedom MortgageB 51211.1%6.19%
First Interstate BankD 51023.5%8.13%

Frequently asked questions

Wyoming: 8 applications in 2025, of which 3 were originated and 3 denied.

37.5% of all applications, or 50.0% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.

The median rate on loans Champions Funding originated in Wyoming in 2025 was 7.13%, against a statewide median of 6.50%.

About this data. Figures are Champions Funding's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology