Champions Funding in Iowa vs the state
33.3%Denial rate+20.47 pts vs state
40.9%Decision denial rate+25.60 pts vs state
48.2%Origination rate-20.31 pts vs state
7.75%Median rate+1.25 pts vs state
3.65Rate spread (pts)+3.46 pts vs state
$488kMedian applicant income
13Loans originated
9Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 9 | 6 | 11.1% | 8.94% | #335 |
| 2025 | 27 | 13 | 33.3% | 7.75% | #275 |
What Champions Funding lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most Champions Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Polk County | 3 | 3 | 0 | 0.0% |
| Dubuque County | 3 | 2 | 1 | 33.3% |
| Pottawattamie County | 3 | 3 | 0 | 0.0% |
| Scott County | 3 | 0 | 2 | 66.7% |
| Dallas County | 2 | 0 | 1 | 50.0% |
| Plymouth County | 2 | 1 | 1 | 50.0% |
| Webster County | 2 | 1 | 0 | 0.0% |
| Warren County | 1 | 0 | 1 | 100.0% |
| Delaware County | 1 | 0 | 0 | 0.0% |
| Des Moines County | 1 | 0 | 1 | 100.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 27 applications in 2025, of which 13 were originated and 9 denied.
33.3% of all applications, or 40.9% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Champions Funding originated in Iowa in 2025 was 7.75%, against a statewide median of 6.50%.
About this data. Figures are Champions Funding's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology