Central Missouri Community Credit Union in Missouri vs the state
29.3%Denial rate+14.25 pts vs state
36.8%Decision denial rate+18.09 pts vs state
45.9%Origination rate-16.80 pts vs state
6.56%Median rate-0.06 pts vs state
0.97Rate spread (pts)+0.62 pts vs state
$82kMedian applicant income
61Loans originated
39Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 96 | 33 | 35.4% | 7.38% | #242 |
| 2024 | 92 | 41 | 32.6% | 8.19% | #254 |
| 2025 | 133 | 61 | 29.3% | 6.56% | #232 |
What Central Missouri Community Credit Union lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Central Missouri Community Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 42 | 21 | 11 | 26.2% |
| Pettis County | 29 | 12 | 6 | 20.7% |
| Ray County | 21 | 10 | 4 | 19.0% |
| Lafayette County | 9 | 2 | 5 | 55.6% |
| Henry County | 5 | 3 | 2 | 40.0% |
| Benton County | 4 | 2 | 2 | 50.0% |
| Saline County | 4 | 2 | 2 | 50.0% |
| Clay County | 4 | 3 | 0 | 0.0% |
| Greene County | 2 | 1 | 1 | 50.0% |
| Jackson County | 2 | 1 | 1 | 50.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 133 applications in 2025, of which 61 were originated and 39 denied.
29.3% of all applications, or 36.8% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Central Missouri Community Credit Union originated in Missouri in 2025 was 6.56%, against a statewide median of 6.63%.
About this data. Figures are Central Missouri Community Credit Union's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology