Catalyst Mortgage in Tennessee vs the state
12.5%Denial rate-4.64 pts vs state
16.7%Decision denial rate-5.01 pts vs state
62.5%Origination rate+4.42 pts vs state
6.40%Median rate-0.22 pts vs state
0.08Rate spread (pts)-0.15 pts vs state
$119kMedian applicant income
10Loans originated
2Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 39 | 18 | 0.0% | 6.56% | #427 |
| 2024 | 24 | 14 | 4.2% | 6.56% | #499 |
| 2025 | 16 | 10 | 12.5% | 6.40% | #571 |
What Catalyst Mortgage lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Catalyst Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Knox County | 2 | 1 | 1 | 50.0% |
| Anderson County | 2 | 1 | 0 | 0.0% |
| Greene County | 2 | 1 | 1 | 50.0% |
| Shelby County | 2 | 1 | 0 | 0.0% |
| Montgomery County | 1 | 1 | 0 | 0.0% |
| Jefferson County | 1 | 0 | 0 | 0.0% |
| Sevier County | 1 | 1 | 0 | 0.0% |
| Hamilton County | 1 | 1 | 0 | 0.0% |
| Williamson County | 1 | 1 | 0 | 0.0% |
| Bradley County | 1 | 1 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 16 applications in 2025, of which 10 were originated and 2 denied.
12.5% of all applications, or 16.7% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Catalyst Mortgage originated in Tennessee in 2025 was 6.40%, against a statewide median of 6.62%.
About this data. Figures are Catalyst Mortgage's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology