Castle & Cooke Mortgage · Tennessee · 2025

Castle & Cooke Mortgage in Tennessee: approval rate, denial rate and rates (2025)

Castle & Cooke Mortgage took 95 mortgage applications in Tennessee in 2025, ranking #330 of 1,274 lenders active in the state. It originated 62.1% of them and denied 2.1% (3.1% of the applications it decided), against a statewide denial rate of 17.1%.

95Applicationsin TN
3.1%Decision denial ratestate 21.7%
6.50%Median ratestate 6.62%
$355,000Median loanstate $225,000
$25MVolume15 counties

Castle & Cooke Mortgage in Tennessee vs the state

2.1%Denial rate-15.03 pts vs state
3.1%Decision denial rate-18.55 pts vs state
62.1%Origination rate+4.03 pts vs state
6.50%Median rate-0.12 pts vs state
0.21Rate spread (pts)-0.02 pts vs state
$115kMedian applicant income
59Loans originated
2Denied

Trend in Tennessee

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231731105.8%6.75%#207
2024114882.6%6.49%#278
202595592.1%6.50%#330

What Castle & Cooke Mortgage lends in Tennessee

By loan purpose

Home purchase 85 89% · 2.4% denied
Refinance 4 4% · 0.0% denied
Cash-out refinance 6 6% · 0.0% denied

By loan type

Conventional 72 76% · 1.4% denied
FHA 16 17% · 0.0% denied
VA 6 6% · 16.7% denied
USDA / RHS 1 1% · 0.0% denied

Why it denied Tennessee applicants

Debt-to-income ratio 2 100%

Where in Tennessee

Counties with the most Castle & Cooke Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Sumner County 28170 0.0%
Davidson County 23170 0.0%
Williamson County 1062 20.0%
Rutherford County 860 0.0%
Maury County 410 0.0%
Dickson County 430 0.0%
Robertson County 420 0.0%
Cheatham County 410 0.0%
Montgomery County 320 0.0%
Wilson County 210 0.0%

Other large lenders in Tennessee

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 16,50317.3%6.50%
United Shore Financial ServicesB 12,45810.9%6.12%
Regions BankC 11,24736.5%4.99%
Vanderbilt Mortgage and FinanceF 9,64935.8%8.75%
Mortgage Research CenterC 6,56817.3%6.25%
FirstBankC 5,67714.5%6.88%
CMG MortgageA 5,6432.9%6.50%
Freedom MortgageB 5,4938.0%6.25%
Pennymac Loan ServicesC 5,33111.2%6.00%
Mortgage Investors GroupB 4,4543.5%6.50%

Frequently asked questions

Tennessee: 95 applications in 2025, of which 59 were originated and 2 denied.

2.1% of all applications, or 3.1% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.

The median rate on loans Castle & Cooke Mortgage originated in Tennessee in 2025 was 6.50%, against a statewide median of 6.62%.

About this data. Figures are Castle & Cooke Mortgage's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology