Carrington Mortgage Services in Washington vs the state
40.0%Denial rate+24.31 pts vs state
51.5%Decision denial rate+31.92 pts vs state
30.0%Origination rate-31.09 pts vs state
6.63%Median rate0.00 pts vs state
0.59Rate spread (pts)+0.40 pts vs state
$111kMedian applicant income
291Loans originated
388Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 624 | 176 | 49.5% | 6.63% | #77 |
| 2024 | 752 | 229 | 39.6% | 6.25% | #73 |
| 2025 | 971 | 291 | 40.0% | 6.63% | #64 |
What Carrington Mortgage Services lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Carrington Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pierce County | 178 | 42 | 75 | 42.1% |
| King County | 138 | 36 | 56 | 40.6% |
| Snohomish County | 104 | 32 | 33 | 31.7% |
| Clark County | 75 | 23 | 31 | 41.3% |
| Spokane County | 75 | 28 | 24 | 32.0% |
| Thurston County | 56 | 22 | 24 | 42.9% |
| Kitsap County | 46 | 13 | 19 | 41.3% |
| Benton County | 40 | 9 | 24 | 60.0% |
| Yakima County | 32 | 10 | 14 | 43.8% |
| Franklin County | 23 | 10 | 7 | 30.4% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 971 applications in 2025, of which 291 were originated and 388 denied.
40.0% of all applications, or 51.5% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Carrington Mortgage Services originated in Washington in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Carrington Mortgage Services's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology