Carrington Mortgage Services in Oregon vs the state
47.5%Denial rate+32.21 pts vs state
55.8%Decision denial rate+36.65 pts vs state
26.7%Origination rate-33.89 pts vs state
6.63%Median rate-0.13 pts vs state
0.76Rate spread (pts)+0.48 pts vs state
$96kMedian applicant income
108Loans originated
192Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 304 | 92 | 45.4% | 6.63% | #81 |
| 2024 | 291 | 91 | 41.9% | 6.38% | #86 |
| 2025 | 404 | 108 | 47.5% | 6.63% | #74 |
What Carrington Mortgage Services lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Carrington Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 49 | 14 | 24 | 49.0% |
| Multnomah County | 44 | 9 | 23 | 52.3% |
| Lane County | 38 | 8 | 19 | 50.0% |
| Clackamas County | 37 | 8 | 18 | 48.6% |
| Washington County | 36 | 11 | 20 | 55.6% |
| Deschutes County | 24 | 4 | 14 | 58.3% |
| Polk County | 21 | 8 | 10 | 47.6% |
| Jackson County | 19 | 2 | 10 | 52.6% |
| Yamhill County | 19 | 4 | 10 | 52.6% |
| Linn County | 15 | 8 | 5 | 33.3% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 404 applications in 2025, of which 108 were originated and 192 denied.
47.5% of all applications, or 55.8% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Carrington Mortgage Services originated in Oregon in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Carrington Mortgage Services's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology