Carrington Mortgage Services in Montana vs the state
47.7%Denial rate+32.84 pts vs state
55.5%Decision denial rate+36.75 pts vs state
33.6%Origination rate-28.39 pts vs state
6.63%Median rate0.00 pts vs state
0.65Rate spread (pts)+0.41 pts vs state
$96kMedian applicant income
43Loans originated
61Denied
Trend in Montana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 93 | 31 | 45.2% | 7.13% | #57 |
| 2024 | 93 | 35 | 41.9% | 6.25% | #61 |
| 2025 | 128 | 43 | 47.7% | 6.63% | #58 |
What Carrington Mortgage Services lends in Montana
By loan purpose
By loan type
Why it denied Montana applicants
Where in Montana
Counties with the most Carrington Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Yellowstone County | 33 | 12 | 12 | 36.4% |
| Ravalli County | 11 | 6 | 5 | 45.5% |
| Missoula County | 10 | 2 | 4 | 40.0% |
| Flathead County | 9 | 5 | 3 | 33.3% |
| Lewis and Clark County | 7 | 1 | 5 | 71.4% |
| Gallatin County | 7 | 2 | 3 | 42.9% |
| Jefferson County | 7 | 2 | 4 | 57.1% |
| Silver Bow County | 6 | 1 | 3 | 50.0% |
| Cascade County | 5 | 1 | 3 | 60.0% |
| Musselshell County | 4 | 0 | 3 | 75.0% |
Other large lenders in Montana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Glacier Bank | D | 3,018 | 16.2% | 7.25% |
| Stockman Bank of Montana | B | 2,911 | 6.3% | 6.88% |
| Rocket Mortgage | C | 1,999 | 17.5% | 6.75% |
| United Shore Financial Services | B | 1,857 | 9.2% | 6.25% |
| Opportunity Bank of Montana | B | 1,608 | 9.8% | 6.88% |
| Evergreen Moneysource Mortgage | B | 1,158 | 1.1% | 6.25% |
| U.S. Bank | D | 1,024 | 27.1% | 7.13% |
| First Interstate Bank | D | 987 | 22.9% | 8.25% |
| Mortgage Research Center | C | 940 | 16.7% | 6.13% |
| Crosscountry Mortgage | B | 920 | 5.1% | 6.63% |
Frequently asked questions
Montana: 128 applications in 2025, of which 43 were originated and 61 denied.
47.7% of all applications, or 55.5% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.
The median rate on loans Carrington Mortgage Services originated in Montana in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Carrington Mortgage Services's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology