Carrington Mortgage Services · Alaska · 2025

Carrington Mortgage Services in Alaska: approval rate, denial rate and rates (2025)

Carrington Mortgage Services took 67 mortgage applications in Alaska in 2025, ranking #52 of 252 lenders active in the state. It originated 40.3% of them and denied 44.8% (49.2% of the applications it decided), against a statewide denial rate of 14.0%.

67Applicationsin AK
49.2%Decision denial ratestate 18.0%
6.63%Median ratestate 6.44%
$205,000Median loanstate $305,000
$5.9MVolume6 counties

Carrington Mortgage Services in Alaska vs the state

44.8%Denial rate+30.77 pts vs state
49.2%Decision denial rate+31.20 pts vs state
40.3%Origination rate-20.38 pts vs state
6.63%Median rate+0.18 pts vs state
1.35Rate spread (pts)+1.21 pts vs state
$107kMedian applicant income
27Loans originated
30Denied

Trend in Alaska

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023351145.7%3.38%#54
2024481639.6%10.30%#58
2025672744.8%6.63%#52

What Carrington Mortgage Services lends in Alaska

By loan purpose

Home purchase 6 9% · 16.7% denied
Refinance 10 15% · 60.0% denied
Cash-out refinance 51 76% · 45.1% denied

By loan type

Conventional 36 54% · 41.7% denied
FHA 16 24% · 43.8% denied
VA 15 22% · 53.3% denied

Why it denied Alaska applicants

Incomplete application 22 73%
Credit history 3 10%
Debt-to-income ratio 2 7%
Unverifiable information 1 3%
Employment history 1 3%
Other 1 3%

Where in Alaska

Counties with the most Carrington Mortgage Services applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Anchorage Municipality 381716 42.1%
Matanuska-Susitna Borough 1484 28.6%
Kenai Peninsula Borough 925 55.6%
Fairbanks North Star Borough 404 100.0%
Sitka City and Borough 101 100.0%
Southeast Fairbanks Census Area 100 0.0%

Other large lenders in Alaska

LenderGradeApplicationsDenial rateMedian rate
Global Federal Credit UnionC 2,60116.0%6.63%
Residential MortgageB 1,9074.4%6.25%
NewrezD 1,3444.3%6.38%
Rocket MortgageC 1,05117.8%6.75%
Mortgage Research CenterC 84414.5%6.25%
United Shore Financial ServicesB 55112.2%6.12%
The Loan StoreB 5198.5%6.50%
NuVision Federal Credit UnionC 50132.9%4.99%
CREDIT UNION 1 Credit UnionD 46211.7%7.75%
First National Bank AlaskaC 4029.0%6.63%

Frequently asked questions

Alaska: 67 applications in 2025, of which 27 were originated and 30 denied.

44.8% of all applications, or 49.2% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.

The median rate on loans Carrington Mortgage Services originated in Alaska in 2025 was 6.63%, against a statewide median of 6.44%.

About this data. Figures are Carrington Mortgage Services's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology