Capital Center in Ohio vs the state
25.0%Denial rate+7.31 pts vs state
38.5%Decision denial rate+16.57 pts vs state
40.0%Origination rate-19.90 pts vs state
6.75%Median rate-0.13 pts vs state
0.10Rate spread (pts)-0.28 pts vs state
$120kMedian applicant income
8Loans originated
5Denied
What Capital Center lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Capital Center applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 4 | 2 | 1 | 25.0% |
| Delaware County | 3 | 1 | 1 | 33.3% |
| Summit County | 2 | 1 | 1 | 50.0% |
| Cuyahoga County | 2 | 0 | 0 | 0.0% |
| Lake County | 1 | 0 | 0 | 0.0% |
| Butler County | 1 | 0 | 1 | 100.0% |
| Miami County | 1 | 0 | 0 | 0.0% |
| Highland County | 1 | 1 | 0 | 0.0% |
| Trumbull County | 1 | 1 | 0 | 0.0% |
| Warren County | 1 | 0 | 1 | 100.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 20 applications in 2025, of which 8 were originated and 5 denied.
25.0% of all applications, or 38.5% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Capital Center originated in Ohio in 2025 was 6.75%, against a statewide median of 6.88%.
About this data. Figures are Capital Center's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology