Cadence Lending Group in Texas vs the state
0.7%Denial rate-18.69 pts vs state
0.8%Decision denial rate-24.14 pts vs state
86.0%Origination rate+31.08 pts vs state
6.25%Median rate-0.25 pts vs state
0.12Rate spread (pts)-0.07 pts vs state
$107kMedian applicant income
349Loans originated
3Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 390 | 336 | 1.5% | 6.56% | #288 |
| 2024 | 426 | 351 | 1.2% | 6.38% | #271 |
| 2025 | 406 | 349 | 0.7% | 6.25% | #295 |
What Cadence Lending Group lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Cadence Lending Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| El Paso County | 394 | 341 | 3 | 0.8% |
| Harris County | 3 | 2 | 0 | 0.0% |
| Tarrant County | 2 | 2 | 0 | 0.0% |
| Dallas County | 2 | 2 | 0 | 0.0% |
| Wichita County | 1 | 0 | 0 | 0.0% |
| Kendall County | 1 | 1 | 0 | 0.0% |
| Smith County | 1 | 0 | 0 | 0.0% |
| Bexar County | 1 | 1 | 0 | 0.0% |
| McLennan County | 1 | 0 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 406 applications in 2025, of which 349 were originated and 3 denied.
0.7% of all applications, or 0.8% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Cadence Lending Group originated in Texas in 2025 was 6.25%, against a statewide median of 6.50%.
About this data. Figures are Cadence Lending Group's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology