Busey Bank in Missouri vs the state
13.0%Denial rate-2.06 pts vs state
15.5%Decision denial rate-3.17 pts vs state
69.9%Origination rate+7.26 pts vs state
6.88%Median rate+0.25 pts vs state
0.38Rate spread (pts)+0.03 pts vs state
$108kMedian applicant income
86Loans originated
16Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 148 | 93 | 21.6% | 6.74% | #188 |
| 2024 | 103 | 60 | 21.4% | 7.58% | #244 |
| 2025 | 123 | 86 | 13.0% | 6.88% | #244 |
What Busey Bank lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Busey Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Louis County | 67 | 45 | 10 | 14.9% |
| St. Louis city | 17 | 14 | 2 | 11.8% |
| St. Charles County | 15 | 9 | 2 | 13.3% |
| Camden County | 7 | 5 | 2 | 28.6% |
| Jackson County | 4 | 3 | 0 | 0.0% |
| Jefferson County | 4 | 3 | 0 | 0.0% |
| Greene County | 1 | 1 | 0 | 0.0% |
| Platte County | 1 | 1 | 0 | 0.0% |
| Cass County | 1 | 1 | 0 | 0.0% |
| Boone County | 1 | 1 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 123 applications in 2025, of which 86 were originated and 16 denied.
13.0% of all applications, or 15.5% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Busey Bank originated in Missouri in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are Busey Bank's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology