Broker Solutions in Oregon vs the state
7.1%Denial rate-8.17 pts vs state
14.7%Decision denial rate-4.44 pts vs state
40.2%Origination rate-20.44 pts vs state
6.88%Median rate+0.13 pts vs state
0.57Rate spread (pts)+0.29 pts vs state
$98kMedian applicant income
540Loans originated
96Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 751 | 315 | 8.7% | 6.99% | #47 |
| 2024 | 1,104 | 428 | 11.3% | 6.99% | #31 |
| 2025 | 1,344 | 540 | 7.1% | 6.88% | #31 |
What Broker Solutions lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Broker Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Multnomah County | 197 | 79 | 11 | 5.6% |
| Washington County | 150 | 70 | 6 | 4.0% |
| Clackamas County | 119 | 47 | 8 | 6.7% |
| Deschutes County | 103 | 58 | 4 | 3.9% |
| Marion County | 94 | 35 | 10 | 10.6% |
| Lane County | 74 | 29 | 6 | 8.1% |
| Jackson County | 67 | 17 | 6 | 9.0% |
| Klamath County | 65 | 29 | 4 | 6.2% |
| Linn County | 53 | 18 | 8 | 15.1% |
| Crook County | 49 | 34 | 2 | 4.1% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 1,344 applications in 2025, of which 540 were originated and 96 denied.
7.1% of all applications, or 14.7% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Broker Solutions originated in Oregon in 2025 was 6.88%, against a statewide median of 6.75%.
About this data. Figures are Broker Solutions's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology