Brazos Valley Schools in Texas vs the state
24.6%Denial rate+5.13 pts vs state
30.7%Decision denial rate+5.84 pts vs state
42.6%Origination rate-12.28 pts vs state
—Median rate
—Rate spread (pts)
$104kMedian applicant income
144Loans originated
83Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 278 | 153 | 13.7% | — | #335 |
| 2024 | 308 | 144 | 14.9% | — | #320 |
| 2025 | 338 | 144 | 24.6% | — | #321 |
What Brazos Valley Schools lends in Texas
By loan purpose
By loan type
Where in Texas
Counties with the most Brazos Valley Schools applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fort Bend County | 148 | 69 | 29 | 19.6% |
| Harris County | 78 | 37 | 19 | 24.4% |
| Brazos County | 23 | 8 | 8 | 34.8% |
| Austin County | 19 | 5 | 7 | 36.8% |
| Waller County | 15 | 6 | 3 | 20.0% |
| Wharton County | 11 | 4 | 4 | 36.4% |
| Washington County | 11 | 4 | 3 | 27.3% |
| Brazoria County | 4 | 0 | 2 | 50.0% |
| Burleson County | 3 | 0 | 2 | 66.7% |
| Montgomery County | 3 | 3 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 338 applications in 2025, of which 144 were originated and 83 denied.
24.6% of all applications, or 30.7% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Brazos Valley Schools's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology