Bpl Mortgage Trust in Tennessee vs the state
15.5%Denial rate-1.64 pts vs state
16.3%Decision denial rate-5.39 pts vs state
68.1%Origination rate+10.01 pts vs state
7.25%Median rate+0.63 pts vs state
—Rate spread (pts)
—Median applicant income
224Loans originated
51Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 151 | 114 | 2.0% | 8.25% | #232 |
| 2024 | 265 | 199 | 7.2% | 7.63% | #162 |
| 2025 | 329 | 224 | 15.5% | 7.25% | #155 |
What Bpl Mortgage Trust lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Bpl Mortgage Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Shelby County | 181 | 125 | 24 | 13.3% |
| Davidson County | 59 | 35 | 21 | 35.6% |
| Montgomery County | 22 | 12 | 0 | 0.0% |
| Wilson County | 18 | 18 | 0 | 0.0% |
| Hamilton County | 11 | 7 | 0 | 0.0% |
| Sullivan County | 9 | 8 | 0 | 0.0% |
| Sevier County | 6 | 3 | 0 | 0.0% |
| Knox County | 4 | 4 | 0 | 0.0% |
| Henry County | 3 | 0 | 3 | 100.0% |
| Tipton County | 3 | 2 | 1 | 33.3% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 329 applications in 2025, of which 224 were originated and 51 denied.
15.5% of all applications, or 16.3% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Bpl Mortgage Trust originated in Tennessee in 2025 was 7.25%, against a statewide median of 6.62%.
About this data. Figures are Bpl Mortgage Trust's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology