Bpl Mortgage Trust in Kansas vs the state
3.9%Denial rate-11.15 pts vs state
4.1%Decision denial rate-14.18 pts vs state
72.1%Origination rate+8.27 pts vs state
7.75%Median rate+1.13 pts vs state
—Rate spread (pts)
—Median applicant income
93Loans originated
5Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 11 | 3 | 9.1% | 7.75% | #321 |
| 2024 | 42 | 30 | 9.5% | 7.92% | #223 |
| 2025 | 129 | 93 | 3.9% | 7.75% | #140 |
What Bpl Mortgage Trust lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Bpl Mortgage Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sedgwick County | 64 | 43 | 2 | 3.1% |
| Wyandotte County | 17 | 14 | 0 | 0.0% |
| Douglas County | 10 | 10 | 0 | 0.0% |
| Johnson County | 9 | 8 | 0 | 0.0% |
| Reno County | 9 | 6 | 0 | 0.0% |
| Butler County | 8 | 5 | 1 | 12.5% |
| Harvey County | 3 | 2 | 0 | 0.0% |
| Franklin County | 2 | 2 | 0 | 0.0% |
| McPherson County | 1 | 1 | 0 | 0.0% |
| Geary County | 1 | 1 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 129 applications in 2025, of which 93 were originated and 5 denied.
3.9% of all applications, or 4.1% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Bpl Mortgage Trust originated in Kansas in 2025 was 7.75%, against a statewide median of 6.63%.
About this data. Figures are Bpl Mortgage Trust's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology