Bpl Mortgage Trust in Colorado vs the state
23.3%Denial rate+7.70 pts vs state
26.9%Decision denial rate+7.26 pts vs state
60.0%Origination rate-0.02 pts vs state
6.75%Median rate+0.13 pts vs state
—Rate spread (pts)
—Median applicant income
18Loans originated
7Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 13 | 5 | 15.4% | 8.25% | #467 |
| 2024 | 13 | 5 | 7.7% | 7.25% | #455 |
| 2025 | 30 | 18 | 23.3% | 6.75% | #365 |
What Bpl Mortgage Trust lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Bpl Mortgage Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| El Paso County | 6 | 4 | 1 | 16.7% |
| Arapahoe County | 4 | 4 | 0 | 0.0% |
| Boulder County | 4 | 4 | 0 | 0.0% |
| Pueblo County | 4 | 1 | 2 | 50.0% |
| Adams County | 4 | 2 | 1 | 25.0% |
| Denver County | 3 | 0 | 2 | 66.7% |
| Jefferson County | 3 | 1 | 1 | 33.3% |
| La Plata County | 1 | 1 | 0 | 0.0% |
| Larimer County | 1 | 1 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 30 applications in 2025, of which 18 were originated and 7 denied.
23.3% of all applications, or 26.9% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Bpl Mortgage Trust originated in Colorado in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Bpl Mortgage Trust's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology