BOKF · Louisiana · 2025

BOKF in Louisiana: approval rate, denial rate and rates (2025)

BOKF took 7 mortgage applications in Louisiana in 2025, ranking #403 of 721 lenders active in the state. It originated 57.1% of them and denied 28.6% (33.3% of the applications it decided), against a statewide denial rate of 22.2%.

7Applicationsin LA
33.3%Decision denial ratestate 28.2%
7.13%Median ratestate 6.63%
$145,000Median loanstate $165,000
$680kVolume5 counties

BOKF in Louisiana vs the state

28.6%Denial rate+6.40 pts vs state
33.3%Decision denial rate+5.18 pts vs state
57.1%Origination rate+5.17 pts vs state
7.13%Median rate+0.50 pts vs state
0.68Rate spread (pts)+0.32 pts vs state
$120kMedian applicant income
4Loans originated
2Denied

Trend in Louisiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
20237414.3%7.56%#419
20257428.6%7.13%#403

What BOKF lends in Louisiana

By loan purpose

Home purchase 2 29% · 0.0% denied
Refinance 3 43% · 33.3% denied
Cash-out refinance 2 29% · 50.0% denied

By loan type

Conventional 7 100% · 28.6% denied

Why it denied Louisiana applicants

Insufficient cash 1 50%
Unverifiable information 1 50%

Where in Louisiana

Counties with the most BOKF applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Ouachita Parish 210 0.0%
Jefferson Parish 211 50.0%
Bossier Parish 110 0.0%
Caddo Parish 110 0.0%
Richland Parish 101 100.0%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 7 applications in 2025, of which 4 were originated and 2 denied.

28.6% of all applications, or 33.3% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

The median rate on loans BOKF originated in Louisiana in 2025 was 7.13%, against a statewide median of 6.63%.

About this data. Figures are BOKF's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology