Blaze Credit Union · Wisconsin · 2025

Blaze Credit Union in Wisconsin: approval rate, denial rate and rates (2025)

Blaze Credit Union took 103 mortgage applications in Wisconsin in 2025, ranking #254 of 938 lenders active in the state. It originated 64.1% of them and denied 15.5% (17.6% of the applications it decided), against a statewide denial rate of 14.0%.

103Applicationsin WI
17.6%Decision denial ratestate 16.4%
6.13%Median ratestate 6.63%
$105,000Median loanstate $165,000
$11MVolume16 counties

Blaze Credit Union in Wisconsin vs the state

15.5%Denial rate+1.52 pts vs state
17.6%Decision denial rate+1.22 pts vs state
64.1%Origination rate-4.07 pts vs state
6.13%Median rate-0.50 pts vs state
0.04Rate spread (pts)-0.08 pts vs state
$114kMedian applicant income
66Loans originated
16Denied

Trend in Wisconsin

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023694214.5%7.25%#269
2024755112.0%7.75%#280
20251036615.5%6.13%#254

What Blaze Credit Union lends in Wisconsin

By loan purpose

Home purchase 20 19% · 5.0% denied
Refinance 10 10% · 10.0% denied
Cash-out refinance 20 19% · 20.0% denied
Home improvement 23 22% · 8.7% denied
Other / HELOC 30 29% · 26.7% denied

By loan type

Conventional 103 100% · 15.5% denied

Why it denied Wisconsin applicants

Debt-to-income ratio 9 56%
Credit history 3 19%
Collateral 3 19%
Insufficient cash 1 6%

Where in Wisconsin

Counties with the most Blaze Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
St. Croix County 39255 12.8%
Burnett County 14103 21.4%
Polk County 1392 15.4%
Pierce County 1164 36.4%
Douglas County 721 14.3%
Bayfield County 421 25.0%
Washburn County 320 0.0%
Sawyer County 330 0.0%
Barron County 220 0.0%
Marinette County 100 0.0%

Other large lenders in Wisconsin

LenderGradeApplicationsDenial rateMedian rate
Summit Credit UnionA 15,48313.8%6.75%
University of Wisconsin Credit UnionA 11,78113.8%6.50%
Landmark Credit UnionA 9,39317.7%6.50%
Rocket MortgageC 7,81918.0%6.63%
Associated BankB 7,45123.7%6.88%
BMO BankF 5,20225.3%8.23%
Educators Credit UnionB 4,93024.3%6.95%
U.S. BankD 4,71026.0%6.88%
Covantage Credit UnionB 4,5817.7%6.50%
United Shore Financial ServicesB 4,42111.8%6.38%

Frequently asked questions

Wisconsin: 103 applications in 2025, of which 66 were originated and 16 denied.

15.5% of all applications, or 17.6% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.

The median rate on loans Blaze Credit Union originated in Wisconsin in 2025 was 6.13%, against a statewide median of 6.63%.

About this data. Figures are Blaze Credit Union's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology