Better Mortgage in Kansas vs the state
27.2%Denial rate+12.21 pts vs state
42.1%Decision denial rate+23.77 pts vs state
36.5%Origination rate-27.28 pts vs state
7.06%Median rate+0.44 pts vs state
1.03Rate spread (pts)+0.73 pts vs state
$114kMedian applicant income
110Loans originated
82Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 70 | 38 | 8.6% | 6.19% | #177 |
| 2024 | 77 | 31 | 11.7% | 6.50% | #170 |
| 2025 | 301 | 110 | 27.2% | 7.06% | #82 |
What Better Mortgage lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Better Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 101 | 37 | 29 | 28.7% |
| Sedgwick County | 50 | 16 | 11 | 22.0% |
| Wyandotte County | 15 | 4 | 5 | 33.3% |
| Reno County | 12 | 7 | 1 | 8.3% |
| Shawnee County | 11 | 3 | 3 | 27.3% |
| Douglas County | 11 | 3 | 5 | 45.5% |
| Leavenworth County | 10 | 4 | 3 | 30.0% |
| McPherson County | 9 | 9 | 0 | 0.0% |
| Miami County | 8 | 1 | 3 | 37.5% |
| Butler County | 6 | 4 | 2 | 33.3% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 301 applications in 2025, of which 110 were originated and 82 denied.
27.2% of all applications, or 42.1% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Better Mortgage originated in Kansas in 2025 was 7.06%, against a statewide median of 6.63%.
About this data. Figures are Better Mortgage's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology