Bellwether Enterprise Real Estate Capital in Texas vs the state
37.5%Denial rate+18.07 pts vs state
37.5%Decision denial rate+12.60 pts vs state
62.5%Origination rate+7.62 pts vs state
—Median rate
—Rate spread (pts)
—Median applicant income
10Loans originated
6Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 29 | 28 | 3.5% | — | #821 |
| 2024 | 37 | 34 | 8.1% | — | #742 |
| 2025 | 16 | 10 | 37.5% | — | #888 |
What Bellwether Enterprise Real Estate Capital lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Bellwether Enterprise Real Estate Capital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Dallas County | 4 | 3 | 1 | 25.0% |
| Travis County | 4 | 3 | 1 | 25.0% |
| Harris County | 3 | 2 | 1 | 33.3% |
| Montgomery County | 1 | 1 | 0 | 0.0% |
| Tarrant County | 1 | 0 | 1 | 100.0% |
| Collin County | 1 | 1 | 0 | 0.0% |
| Kerr County | 1 | 0 | 1 | 100.0% |
| Brazoria County | 1 | 0 | 1 | 100.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 16 applications in 2025, of which 10 were originated and 6 denied.
37.5% of all applications, or 37.5% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Bellwether Enterprise Real Estate Capital's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology