Belem Servicing in Idaho vs the state
2.9%Denial rate-11.55 pts vs state
3.3%Decision denial rate-14.19 pts vs state
79.7%Origination rate+16.69 pts vs state
6.25%Median rate-0.38 pts vs state
0.28Rate spread (pts)+0.12 pts vs state
$82kMedian applicant income
110Loans originated
4Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 140 | 99 | 1.4% | 6.69% | #88 |
| 2024 | 149 | 108 | 1.3% | 6.56% | #87 |
| 2025 | 138 | 110 | 2.9% | 6.25% | #103 |
What Belem Servicing lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Belem Servicing applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bonneville County | 84 | 72 | 1 | 1.2% |
| Jefferson County | 15 | 14 | 0 | 0.0% |
| Bingham County | 14 | 11 | 1 | 7.1% |
| Bannock County | 7 | 5 | 1 | 14.3% |
| Madison County | 6 | 5 | 0 | 0.0% |
| Teton County | 3 | 1 | 1 | 33.3% |
| Fremont County | 2 | 0 | 0 | 0.0% |
| Butte County | 2 | 0 | 0 | 0.0% |
| Boise County | 1 | 0 | 0 | 0.0% |
| Canyon County | 1 | 1 | 0 | 0.0% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 138 applications in 2025, of which 110 were originated and 4 denied.
2.9% of all applications, or 3.3% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Belem Servicing originated in Idaho in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Belem Servicing's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology