Beeline Loans · Delaware · 2025

Beeline Loans in Delaware: approval rate, denial rate and rates (2025)

Beeline Loans took 30 mortgage applications in Delaware in 2025, ranking #151 of 540 lenders active in the state. It originated 40.0% of them and denied 13.3% (25.0% of the applications it decided), against a statewide denial rate of 18.2%.

30Applicationsin DE
25.0%Decision denial ratestate 22.7%
7.13%Median ratestate 6.63%
$220,000Median loanstate $245,000
$2.6MVolume3 counties

Beeline Loans in Delaware vs the state

13.3%Denial rate-4.83 pts vs state
25.0%Decision denial rate+2.27 pts vs state
40.0%Origination rate-19.19 pts vs state
7.13%Median rate+0.50 pts vs state
0.53Rate spread (pts)+0.26 pts vs state
$82kMedian applicant income
12Loans originated
4Denied

Trend in Delaware

YearApplicationsOriginatedDenial rateMedian rateRank in state
202411163.6%7.13%#230
2025301213.3%7.13%#151

What Beeline Loans lends in Delaware

By loan purpose

Home purchase 5 17% · 20.0% denied
Refinance 1 3% · 0.0% denied
Cash-out refinance 18 60% · 16.7% denied
Home improvement 6 20% · 0.0% denied

By loan type

Conventional 30 100% · 13.3% denied

Why it denied Delaware applicants

Collateral 3 75%
Debt-to-income ratio 1 25%

Where in Delaware

Counties with the most Beeline Loans applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
New Castle County 24113 12.5%
Sussex County 510 0.0%
Kent County 101 100.0%

Other large lenders in Delaware

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 2,38115.5%6.88%
Wilmington Savings Fund SocietyB 1,80116.6%7.25%
Citizens BankC 1,63329.3%7.65%
PNC BankD 1,49225.1%7.50%
NVR Mortgage FinanceB 1,41418.7%6.63%
United Shore Financial ServicesB 1,40813.0%6.13%
Pike Creek Mortgage ServicesB 1,3832.2%6.38%
Manufacturers and Traders TrustC 1,33732.5%5.99%
NewrezD 1,12718.4%6.50%
Del-One Federal Credit UnionD 1,07041.3%7.00%

Frequently asked questions

Delaware: 30 applications in 2025, of which 12 were originated and 4 denied.

13.3% of all applications, or 25.0% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.

The median rate on loans Beeline Loans originated in Delaware in 2025 was 7.13%, against a statewide median of 6.63%.

About this data. Figures are Beeline Loans's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology