Beehive in Idaho vs the state
15.4%Denial rate+0.93 pts vs state
20.0%Decision denial rate+2.52 pts vs state
60.7%Origination rate-2.34 pts vs state
7.25%Median rate+0.63 pts vs state
0.07Rate spread (pts)-0.08 pts vs state
$109kMedian applicant income
355Loans originated
90Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 623 | 395 | 9.3% | 7.75% | #25 |
| 2024 | 509 | 325 | 15.5% | 8.50% | #37 |
| 2025 | 585 | 355 | 15.4% | 7.25% | #34 |
What Beehive lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Beehive applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Madison County | 192 | 122 | 29 | 15.1% |
| Bonneville County | 138 | 84 | 21 | 15.2% |
| Jefferson County | 115 | 70 | 18 | 15.7% |
| Fremont County | 62 | 41 | 8 | 12.9% |
| Bingham County | 23 | 13 | 3 | 13.0% |
| Teton County | 14 | 7 | 5 | 35.7% |
| Ada County | 13 | 9 | 3 | 23.1% |
| Canyon County | 7 | 2 | 1 | 14.3% |
| Bannock County | 7 | 3 | 0 | 0.0% |
| Cassia County | 3 | 0 | 0 | 0.0% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 585 applications in 2025, of which 355 were originated and 90 denied.
15.4% of all applications, or 20.0% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Beehive originated in Idaho in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are Beehive's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology