Bayshore Mortgage Funding in Kansas vs the state
13.3%Denial rate-1.70 pts vs state
15.4%Decision denial rate-2.90 pts vs state
73.3%Origination rate+9.51 pts vs state
6.50%Median rate-0.13 pts vs state
0.46Rate spread (pts)+0.16 pts vs state
$74kMedian applicant income
11Loans originated
2Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 90 | 54 | 5.6% | 6.88% | #154 |
| 2024 | 57 | 38 | 3.5% | 7.13% | #198 |
| 2025 | 15 | 11 | 13.3% | 6.50% | #321 |
What Bayshore Mortgage Funding lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Bayshore Mortgage Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wyandotte County | 8 | 6 | 1 | 12.5% |
| Johnson County | 3 | 2 | 0 | 0.0% |
| Harvey County | 1 | 1 | 0 | 0.0% |
| Rice County | 1 | 0 | 1 | 100.0% |
| Franklin County | 1 | 1 | 0 | 0.0% |
| Osage County | 1 | 1 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 15 applications in 2025, of which 11 were originated and 2 denied.
13.3% of all applications, or 15.4% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Bayshore Mortgage Funding originated in Kansas in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Bayshore Mortgage Funding's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology