Bayshore Mortgage Funding in Delaware vs the state
8.5%Denial rate-9.65 pts vs state
9.1%Decision denial rate-13.64 pts vs state
83.0%Origination rate+23.79 pts vs state
6.75%Median rate+0.13 pts vs state
0.50Rate spread (pts)+0.23 pts vs state
$106kMedian applicant income
39Loans originated
4Denied
Trend in Delaware
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 43 | 33 | 4.7% | 7.00% | #110 |
| 2024 | 34 | 23 | 2.9% | 6.75% | #138 |
| 2025 | 47 | 39 | 8.5% | 6.75% | #123 |
What Bayshore Mortgage Funding lends in Delaware
By loan purpose
By loan type
Why it denied Delaware applicants
Where in Delaware
Counties with the most Bayshore Mortgage Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sussex County | 33 | 28 | 2 | 6.1% |
| Kent County | 13 | 10 | 2 | 15.4% |
| New Castle County | 1 | 1 | 0 | 0.0% |
Other large lenders in Delaware
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 2,381 | 15.5% | 6.88% |
| Wilmington Savings Fund Society | B | 1,801 | 16.6% | 7.25% |
| Citizens Bank | C | 1,633 | 29.3% | 7.65% |
| PNC Bank | D | 1,492 | 25.1% | 7.50% |
| NVR Mortgage Finance | B | 1,414 | 18.7% | 6.63% |
| United Shore Financial Services | B | 1,408 | 13.0% | 6.13% |
| Pike Creek Mortgage Services | B | 1,383 | 2.2% | 6.38% |
| Manufacturers and Traders Trust | C | 1,337 | 32.5% | 5.99% |
| Newrez | D | 1,127 | 18.4% | 6.50% |
| Del-One Federal Credit Union | D | 1,070 | 41.3% | 7.00% |
Frequently asked questions
Delaware: 47 applications in 2025, of which 39 were originated and 4 denied.
8.5% of all applications, or 9.1% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.
The median rate on loans Bayshore Mortgage Funding originated in Delaware in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Bayshore Mortgage Funding's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology