Baxter Credit Union in Kansas vs the state
18.8%Denial rate+3.72 pts vs state
18.8%Decision denial rate+0.47 pts vs state
71.9%Origination rate+8.06 pts vs state
7.50%Median rate+0.88 pts vs state
0.18Rate spread (pts)-0.12 pts vs state
$111kMedian applicant income
23Loans originated
6Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 20 | 12 | 15.0% | 8.19% | #281 |
| 2024 | 24 | 15 | 12.5% | 7.25% | #271 |
| 2025 | 32 | 23 | 18.8% | 7.50% | #264 |
What Baxter Credit Union lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Baxter Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 13 | 11 | 1 | 7.7% |
| Sedgwick County | 5 | 5 | 0 | 0.0% |
| Butler County | 3 | 2 | 0 | 0.0% |
| Shawnee County | 2 | 2 | 0 | 0.0% |
| Douglas County | 2 | 1 | 0 | 0.0% |
| Clay County | 1 | 0 | 1 | 100.0% |
| Lyon County | 1 | 1 | 0 | 0.0% |
| Franklin County | 1 | 1 | 0 | 0.0% |
| Woodson County | 1 | 0 | 1 | 100.0% |
| Wyandotte County | 1 | 0 | 1 | 100.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 32 applications in 2025, of which 23 were originated and 6 denied.
18.8% of all applications, or 18.8% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Baxter Credit Union originated in Kansas in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Baxter Credit Union's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology