Barrington Bank & Trust Company · Tennessee · 2025

Barrington Bank & Trust Company in Tennessee: approval rate, denial rate and rates (2025)

Barrington Bank & Trust Company took 121 mortgage applications in Tennessee in 2025, ranking #289 of 1,274 lenders active in the state. It originated 60.3% of them and denied 9.9% (14.0% of the applications it decided), against a statewide denial rate of 17.1%.

121Applicationsin TN
14.0%Decision denial ratestate 21.7%
6.75%Median ratestate 6.62%
$295,000Median loanstate $225,000
$26MVolume52 counties

Barrington Bank & Trust Company in Tennessee vs the state

9.9%Denial rate-7.22 pts vs state
14.0%Decision denial rate-7.73 pts vs state
60.3%Origination rate+2.25 pts vs state
6.75%Median rate+0.13 pts vs state
0.16Rate spread (pts)-0.07 pts vs state
$88kMedian applicant income
73Loans originated
12Denied

Trend in Tennessee

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231588912.0%6.63%#223
20241639910.4%6.50%#234
2025121739.9%6.75%#289

What Barrington Bank & Trust Company lends in Tennessee

By loan purpose

Home purchase 62 51% · 8.1% denied
Refinance 30 25% · 6.7% denied
Cash-out refinance 25 21% · 20.0% denied
Home improvement 2 2% · 0.0% denied
Other / HELOC 2 2% · 0.0% denied

By loan type

Conventional 49 40% · 14.3% denied
FHA 9 7% · 0.0% denied
VA 62 51% · 8.1% denied
USDA / RHS 1 1% · 0.0% denied

Why it denied Tennessee applicants

Debt-to-income ratio 6 50%
Collateral 2 17%
Credit history 2 17%
Insufficient cash 1 8%
Other 1 8%

Where in Tennessee

Counties with the most Barrington Bank & Trust Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Shelby County 1062 20.0%
Montgomery County 970 0.0%
Williamson County 870 0.0%
Hamilton County 752 28.6%
Rutherford County 540 0.0%
Blount County 410 0.0%
Putnam County 420 0.0%
Sumner County 330 0.0%
Sevier County 310 0.0%
Sullivan County 310 0.0%

Other large lenders in Tennessee

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 16,50317.3%6.50%
United Shore Financial ServicesB 12,45810.9%6.12%
Regions BankC 11,24736.5%4.99%
Vanderbilt Mortgage and FinanceF 9,64935.8%8.75%
Mortgage Research CenterC 6,56817.3%6.25%
FirstBankC 5,67714.5%6.88%
CMG MortgageA 5,6432.9%6.50%
Freedom MortgageB 5,4938.0%6.25%
Pennymac Loan ServicesC 5,33111.2%6.00%
Mortgage Investors GroupB 4,4543.5%6.50%

Frequently asked questions

Tennessee: 121 applications in 2025, of which 73 were originated and 12 denied.

9.9% of all applications, or 14.0% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.

The median rate on loans Barrington Bank & Trust Company originated in Tennessee in 2025 was 6.75%, against a statewide median of 6.62%.

About this data. Figures are Barrington Bank & Trust Company's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology