Barrington Bank & Trust Company · Oregon · 2025

Barrington Bank & Trust Company in Oregon: approval rate, denial rate and rates (2025)

Barrington Bank & Trust Company took 45 mortgage applications in Oregon in 2025, ranking #238 of 700 lenders active in the state. It originated 53.3% of them and denied 4.4% (7.7% of the applications it decided), against a statewide denial rate of 15.3%.

45Applicationsin OR
7.7%Decision denial ratestate 19.2%
6.69%Median ratestate 6.75%
$295,000Median loanstate $275,000
$7.9MVolume21 counties

Barrington Bank & Trust Company in Oregon vs the state

4.4%Denial rate-10.87 pts vs state
7.7%Decision denial rate-11.47 pts vs state
53.3%Origination rate-7.29 pts vs state
6.69%Median rate-0.06 pts vs state
0.24Rate spread (pts)-0.04 pts vs state
$79kMedian applicant income
24Loans originated
2Denied

Trend in Oregon

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023642610.9%6.50%#184
2024502410.0%6.56%#205
202545244.4%6.69%#238

What Barrington Bank & Trust Company lends in Oregon

By loan purpose

Home purchase 19 42% · 10.5% denied
Refinance 14 31% · 0.0% denied
Cash-out refinance 8 18% · 0.0% denied
Home improvement 1 2% · 0.0% denied
Other / HELOC 3 7% · 0.0% denied

By loan type

Conventional 24 53% · 4.2% denied
FHA 3 7% · 0.0% denied
VA 17 38% · 5.9% denied
USDA / RHS 1 2% · 0.0% denied

Why it denied Oregon applicants

Unverifiable information 1 50%
Insufficient cash 1 50%

Where in Oregon

Counties with the most Barrington Bank & Trust Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Malheur County 420 0.0%
Lane County 411 25.0%
Clackamas County 430 0.0%
Jefferson County 310 0.0%
Columbia County 310 0.0%
Marion County 320 0.0%
Deschutes County 330 0.0%
Klamath County 320 0.0%
Baker County 211 50.0%
Washington County 210 0.0%

Other large lenders in Oregon

LenderGradeApplicationsDenial rateMedian rate
Onpoint Community Credit UnionB 10,71015.7%7.50%
Rocket MortgageC 6,64916.3%6.75%
United Shore Financial ServicesB 6,60010.4%6.25%
Guild MortgageA 6,0342.6%6.55%
U.S. BankD 4,87531.6%7.85%
Umpqua BankC 3,15523.0%7.50%
NewrezD 2,94512.9%6.63%
CMG MortgageA 2,7022.9%6.50%
Pennymac Loan ServicesC 2,64210.2%6.62%
Rogue Credit UnionC 2,51110.2%7.49%

Frequently asked questions

Oregon: 45 applications in 2025, of which 24 were originated and 2 denied.

4.4% of all applications, or 7.7% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.

The median rate on loans Barrington Bank & Trust Company originated in Oregon in 2025 was 6.69%, against a statewide median of 6.75%.

About this data. Figures are Barrington Bank & Trust Company's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology