Barrington Bank & Trust Company · Ohio · 2025

Barrington Bank & Trust Company in Ohio: approval rate, denial rate and rates (2025)

Barrington Bank & Trust Company took 159 mortgage applications in Ohio in 2025, ranking #267 of 1,092 lenders active in the state. It originated 54.7% of them and denied 12.6% (18.2% of the applications it decided), against a statewide denial rate of 17.7%.

159Applicationsin OH
18.2%Decision denial ratestate 21.9%
6.63%Median ratestate 6.88%
$185,000Median loanstate $155,000
$22MVolume54 counties

Barrington Bank & Trust Company in Ohio vs the state

12.6%Denial rate-5.11 pts vs state
18.2%Decision denial rate-3.71 pts vs state
54.7%Origination rate-5.18 pts vs state
6.63%Median rate-0.25 pts vs state
0.22Rate spread (pts)-0.17 pts vs state
$75kMedian applicant income
87Loans originated
20Denied

Trend in Ohio

YearApplicationsOriginatedDenial rateMedian rateRank in state
20232081099.6%6.75%#216
20242311386.5%6.75%#201
20251598712.6%6.63%#267

What Barrington Bank & Trust Company lends in Ohio

By loan purpose

Home purchase 88 55% · 12.5% denied
Refinance 32 20% · 3.1% denied
Cash-out refinance 33 21% · 21.2% denied
Home improvement 2 1% · 0.0% denied
Other / HELOC 4 3% · 25.0% denied

By loan type

Conventional 52 33% · 3.9% denied
FHA 18 11% · 11.1% denied
VA 89 56% · 18.0% denied

Why it denied Ohio applicants

Credit history 6 30%
Collateral 4 20%
Unverifiable information 4 20%
Debt-to-income ratio 4 20%
Other 2 10%

Where in Ohio

Counties with the most Barrington Bank & Trust Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Cuyahoga County 1782 11.8%
Franklin County 1070 0.0%
Montgomery County 961 11.1%
Hamilton County 921 11.1%
Lucas County 842 25.0%
Stark County 623 50.0%
Richland County 531 20.0%
Trumbull County 541 20.0%
Lake County 541 20.0%
Clermont County 420 0.0%

Other large lenders in Ohio

LenderGradeApplicationsDenial rateMedian rate
The Huntington National BankD 42,68325.8%7.59%
Rocket MortgageC 23,16518.5%6.63%
Fifth Third BankD 21,93925.6%7.50%
Crosscountry MortgageB 16,0663.1%6.75%
United Shore Financial ServicesB 14,62613.1%6.45%
Third Federal Savings and Loan Association of ClevelandC 12,62223.0%6.74%
PNC BankD 11,60724.6%7.40%
Wright-Patt Credit UnionC 8,79128.1%7.50%
U.S. BankD 8,62338.0%7.60%
Citizens BankC 7,77524.3%7.65%

Frequently asked questions

Ohio: 159 applications in 2025, of which 87 were originated and 20 denied.

12.6% of all applications, or 18.2% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.

The median rate on loans Barrington Bank & Trust Company originated in Ohio in 2025 was 6.63%, against a statewide median of 6.88%.

About this data. Figures are Barrington Bank & Trust Company's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology