Barrington Bank & Trust Company · Missouri · 2025

Barrington Bank & Trust Company in Missouri: approval rate, denial rate and rates (2025)

Barrington Bank & Trust Company took 113 mortgage applications in Missouri in 2025, ranking #256 of 1,023 lenders active in the state. It originated 57.5% of them and denied 3.5% (5.7% of the applications it decided), against a statewide denial rate of 15.1%.

113Applicationsin MO
5.7%Decision denial ratestate 18.7%
6.49%Median ratestate 6.63%
$215,000Median loanstate $175,000
$17MVolume43 counties

Barrington Bank & Trust Company in Missouri vs the state

3.5%Denial rate-11.53 pts vs state
5.7%Decision denial rate-12.99 pts vs state
57.5%Origination rate-5.14 pts vs state
6.49%Median rate-0.13 pts vs state
0.22Rate spread (pts)-0.13 pts vs state
$68kMedian applicant income
65Loans originated
4Denied

Trend in Missouri

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231216612.4%6.25%#212
20241467711.6%6.63%#206
2025113653.5%6.49%#256

What Barrington Bank & Trust Company lends in Missouri

By loan purpose

Home purchase 50 44% · 4.0% denied
Refinance 29 26% · 0.0% denied
Cash-out refinance 28 25% · 7.1% denied
Home improvement 1 1% · 0.0% denied
Other / HELOC 5 4% · 0.0% denied

By loan type

Conventional 35 31% · 5.7% denied
FHA 13 12% · 0.0% denied
VA 63 56% · 3.2% denied
USDA / RHS 2 2% · 0.0% denied

Why it denied Missouri applicants

Debt-to-income ratio 3 75%
Insufficient cash 1 25%

Where in Missouri

Counties with the most Barrington Bank & Trust Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
St. Louis County 1591 6.7%
Jackson County 1260 0.0%
St. Louis city 760 0.0%
Greene County 620 0.0%
Clay County 640 0.0%
Boone County 410 0.0%
Camden County 420 0.0%
St. Charles County 411 25.0%
Jefferson County 420 0.0%
Christian County 321 33.3%

Other large lenders in Missouri

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 10,46018.4%6.63%
Flat Branch MortgageA 8,9990.9%6.63%
Guild MortgageA 7,3882.5%6.63%
U.S. BankD 7,19032.8%7.63%
The Central Trust BankC 7,0229.7%6.63%
United Shore Financial ServicesB 6,7108.0%6.55%
Communityamerica Credit UnionB 5,84316.8%6.49%
Mortgage Research CenterC 5,73415.6%6.25%
Broker SolutionsD 5,0077.8%6.88%
Commerce BankD 4,90527.2%6.72%

Frequently asked questions

Missouri: 113 applications in 2025, of which 65 were originated and 4 denied.

3.5% of all applications, or 5.7% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.

The median rate on loans Barrington Bank & Trust Company originated in Missouri in 2025 was 6.49%, against a statewide median of 6.63%.

About this data. Figures are Barrington Bank & Trust Company's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology