Barrington Bank & Trust Company · Arkansas · 2025

Barrington Bank & Trust Company in Arkansas: approval rate, denial rate and rates (2025)

Barrington Bank & Trust Company took 78 mortgage applications in Arkansas in 2025, ranking #173 of 802 lenders active in the state. It originated 62.8% of them and denied 12.8% (17.0% of the applications it decided), against a statewide denial rate of 18.2%.

78Applicationsin AR
17.0%Decision denial ratestate 23.1%
6.50%Median ratestate 6.63%
$185,000Median loanstate $165,000
$11MVolume33 counties

Barrington Bank & Trust Company in Arkansas vs the state

12.8%Denial rate-5.37 pts vs state
17.0%Decision denial rate-6.18 pts vs state
62.8%Origination rate+5.99 pts vs state
6.50%Median rate-0.13 pts vs state
0.31Rate spread (pts)-0.03 pts vs state
$63kMedian applicant income
49Loans originated
10Denied

Trend in Arkansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023943617.0%6.50%#149
202492518.7%6.25%#155
2025784912.8%6.50%#173

What Barrington Bank & Trust Company lends in Arkansas

By loan purpose

Home purchase 29 37% · 13.8% denied
Refinance 16 21% · 6.3% denied
Cash-out refinance 26 33% · 15.4% denied
Home improvement 3 4% · 0.0% denied
Other / HELOC 4 5% · 25.0% denied

By loan type

Conventional 29 37% · 6.9% denied
FHA 6 8% · 33.3% denied
VA 43 55% · 14.0% denied

Why it denied Arkansas applicants

Credit history 3 30%
Collateral 3 30%
Debt-to-income ratio 1 10%
Unverifiable information 1 10%
Other 1 10%
Insufficient cash 1 10%

Where in Arkansas

Counties with the most Barrington Bank & Trust Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Benton County 1170 0.0%
Pulaski County 1052 20.0%
Garland County 541 20.0%
White County 550 0.0%
Washington County 311 33.3%
Miller County 311 33.3%
Craighead County 330 0.0%
Madison County 330 0.0%
Boone County 202 100.0%
Clay County 210 0.0%

Other large lenders in Arkansas

LenderGradeApplicationsDenial rateMedian rate
Arvest BankC 9,74814.4%7.00%
Rocket MortgageC 5,85420.1%6.63%
ARKANSAS Federal Credit UnionF 4,43923.6%7.50%
Vanderbilt Mortgage and FinanceF 3,49138.4%10.25%
21st MortgageF 3,25046.6%9.69%
Mortgage Research CenterC 2,76718.3%6.25%
Regions BankC 2,64640.0%6.13%
Firsttrust Home LoansB 2,5900.5%6.49%
United Shore Financial ServicesB 2,45613.3%6.12%
Triad Financial ServicesD 2,13354.2%8.68%

Frequently asked questions

Arkansas: 78 applications in 2025, of which 49 were originated and 10 denied.

12.8% of all applications, or 17.0% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.

The median rate on loans Barrington Bank & Trust Company originated in Arkansas in 2025 was 6.50%, against a statewide median of 6.63%.

About this data. Figures are Barrington Bank & Trust Company's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology