Barksdale in Texas vs the state
28.0%Denial rate+8.57 pts vs state
36.8%Decision denial rate+11.94 pts vs state
48.0%Origination rate-6.88 pts vs state
6.75%Median rate+0.25 pts vs state
0.17Rate spread (pts)-0.02 pts vs state
$86kMedian applicant income
24Loans originated
14Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 43 | 21 | 32.6% | 6.75% | #740 |
| 2024 | 28 | 12 | 21.4% | 6.75% | #805 |
| 2025 | 50 | 24 | 28.0% | 6.75% | #709 |
What Barksdale lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Barksdale applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Gregg County | 8 | 3 | 3 | 37.5% |
| Harrison County | 8 | 3 | 3 | 37.5% |
| Harris County | 5 | 3 | 1 | 20.0% |
| Upshur County | 4 | 3 | 0 | 0.0% |
| Cass County | 4 | 3 | 0 | 0.0% |
| Marion County | 3 | 2 | 1 | 33.3% |
| Lamar County | 2 | 1 | 0 | 0.0% |
| Newton County | 2 | 2 | 0 | 0.0% |
| Rusk County | 2 | 1 | 1 | 50.0% |
| Bexar County | 2 | 1 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 50 applications in 2025, of which 24 were originated and 14 denied.
28.0% of all applications, or 36.8% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Barksdale originated in Texas in 2025 was 6.75%, against a statewide median of 6.50%.
About this data. Figures are Barksdale's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology